The PCI Standard 

Version 1.0 December 15, 2004 Visa PCI Standard states the following:

Build and Maintain a Secure Network

  • Install and maintain a firewall configuration to protect data.
  • Do not use vender-supplied defaults for system passwords and other security parameters.

Protect Cardholder Data

  • Protect stored data
  • Encrypt transmission of cardholder data and sensitive information across public networks.

Maintain Vulnerability Management Program

  • Use and regularly update anti-virus software.
  • Develop and maintain secure systems and applications.

Implement Strong Access Control Measures

  • Restrict access to data by business need-to-know.
  • Assign a unique ID to each person with computer access.
  • Restrict physical access to cardholder data. 

Regularly Monitor and Test Networks

  • Track and monitor all access to network resources and cardholder data.
  • Regularly test security systems and processes.

Maintain an Information Security Policy

  • Maintain a policy that addresses information security.

Merchant Levels

Validation procedures and documentation

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